What does Defaqto 5 Star rated car insurance mean? It’s their highest level of rating…
Defaqto help people make informed decisions by independently researching financial products and rating them on a scale of 1 to 5.
Do all insurers get 5 Stars?
We’re proud of our Defaqto 5 Star rating… not all car insurance reaches that level. Here are some of the reasons ours did.
Accident not your fault? Other driver not insured? We’ve got you – just give us their details. There's no excess to pay and you keep your no claim discount.
Lifetime guarantee on repairs for as long as you own the car
When using our recommended repairer service, we guarantee the labour (excludes parts).
Motor legal expenses and a Guaranteed hire car
Help when you need it… included as standard.
We cover accidental damage
We pay for repairs like scratches and dents, so it's like it never happened.
What exactly is Defaqto?
What does Defaqto do?
Defaqto is a completely independent financial information business that helps consumers make informed decisions.
Using expert research and analysis, Defaqto gives financial products, like car insurance, Star Ratings based purely on facts and not opinion.
Watch Defaqto’s video for a brief explanation.
Why does Defaqto matter?
Let’s say you’re looking for car insurance…
Choosing a policy based on the price alone probably won’t help you find cover with the quality and depth that’s right for you.
A Defaqto Star Rating is a simple way of showing a product’s merit in terms of its features and benefits, so you can quickly see the quality of the policy.