There are a number of things that can affect your renewal price, including things that may not relate directly to you.
To make sure our prices are accurate, our experts have to analyse many factors that are specific to yourself. They also look into things like inflation, trends in the insurance market, how much claims cost each year and even things like world events, for example.
If you would like to understand this in more detail, why not check out our 'How is my car insurance premium calculated?' page for more information.