Flow Car Insurance FAQs

What is Protected No Claim Discount?

Protected no claim discount is an optional extra you can add to your car insurance policy. It means that any NCD you've built up is protected - no matter how many claims you make. Your premium may still be affected if you make a claim.

To qualify for this optional extra, you need to have earned four or more years NCD. If you wish to add protected NCD cover to an existing policy, you can do this in your online account but you cannot add it if you've had a claim that would impact your NCD.