Annual and Monthly insurance comparison

Compare Flow Annual and Monthly car insurance

Flow is proud to be a little different. We don't all want the same thing. That’s why we put you in control.

With the choice of rolling monthly cover or a flexible annual policy... you're covered whether your circumstances change regularly or only occasionally.

You're in the driving seat with car cover, your way. You'll have the freedom to make changes to your policy online 24/7 without penalty. It's that simple. 

Flow Annual and Monthly car insurance include:

| 24/7 LV= claims service with friendly, UK-based call centres

| Value for money - our emphasis on digital self-service and paperless docs lets us pass savings directly on to you

| Comprehensive cover - you're covered for accidental damage, fire or theft claims against your car as well any injury or damage you cause to other parties while using your car 

| Comprehensive cover when driving abroad for Flow Annual car insurance and Third party cover only when driving abroad for Flow Monthly car insurance.

Defaqto 5 Star rated car insurance

  • Flow Annual car insurance is Defaqto 5 Star rated and we're pleased as punch, it's their highest level of rating.

Flow Annual vs Flow Monthly car insurance

Feature Flow Annual car insurance Flow Monthly car insurance 
Cancellation fee £40 No
Monthly interest Yes No
NCD available Yes No
Protected NCD Yes No
Renew Annually Monthly
Guaranteed hire car Yes Optional extra
Motor legal expenses Yes Optional extra  
Breakdown cover Optional extra No  
Family package add on Optional extra No  
Foreign use Yes Third Party Only Cover
New car replacement Yes No  

Flow Annual or Monthly car insurance? The choice is in your hands...