Annual and Monthly insurance comparison
Compare Flow Annual and Monthly car insuranceFlow is proud to be a little different. We don't all want the same thing. That’s why we put you in control.
With the choice of rolling monthly cover or a flexible annual policy... you're covered whether your circumstances change regularly or only occasionally.
You're in the driving seat with car cover, your way. You'll have the freedom to make changes to your policy online 24/7 without penalty. It's that simple.
Flow Annual and Monthly car insurance include:
| 24/7 LV= claims service with friendly, UK-based call centres
| Value for money - our emphasis on digital self-service and paperless docs lets us pass savings directly on to you
| Comprehensive cover - you're covered for accidental damage, fire or theft claims against your car as well any injury or damage you cause to other parties while using your car
| Comprehensive cover when driving abroad for Flow Annual car insurance and Third party cover only when driving abroad for Flow Monthly car insurance.
Flow Annual vs Flow Monthly car insurance
| Feature | Flow Annual car insurance | Flow Monthly car insurance | |
|---|---|---|---|
| Cancellation fee | £40 | No | |
| Monthly interest | Yes | No | |
| NCD available | Yes | No | |
| Protected NCD | Yes | No | |
| Renew | Annually | Monthly | |
| Guaranteed hire car | Yes | Optional extra | |
| Motor legal expenses | Yes | Optional extra | |
| Breakdown cover | Optional extra | No | |
| Family package add on | Optional extra | No | |
| Foreign use | Yes | Third Party Only Cover |
|
| New car replacement | Yes | No |