Help with the cost of living

Rely on us to keep it simple, we've got you covered

Extras included as standard

With Flow Annual car insurance you get motor legal expenses and a guaranteed hire car included as standard.

No admin fees

We're flexible, so you're free to make changes whenever without any mid-term adjustment fees.

Value for money

Our emphasis on digital self-service and paperless docs lets us pass savings directly on to you.

24/7 claims service

Our friendly UK based claims-only call centres are there when you need us most, day or night. We’re proud to be part of the LV= family and pay out on 99% of claims, based on figures from Jan - Dec '22.

Simple online self-service

Want to add a driver, or make a change? With Flow, you’re in control 24/7. Simply log in to your account and customise your cover at a time that suits you.

You can rely on us

We've been awarded 'Best Newcomer' at the Insurance Choice Awards 2022 and a 5 star Defaqto rating for our Flow Annual product. We're also rated Excellent on Trustpilot, thanks to our customers.

Be kind to yourself

When things get overwhelming, get the help and support you need.

Optional Extras

When things go wrong it's important to make sure that you have the correct cover for when things don't go to plan. This will save you having to fork out when you don't need too.

Online security

It's important to keep your information safe during time of uncertainty. Keep your passwords protected, be aware of phishing emails and be vigilant.

Here to help

There are lots of different resources out there to help you. There's a list of organisations that can help below.

Money saving tips