Flexible car insurance for electric vehicles from Flow

With our electric car insurance, you can call to claim but everything else you do yourself online. It's digital cover for your EV with no admin fees.

Get a Flow Annual car quoteGo to your Flow account

Defaqto 5 Star rated car insurance

  • Flow Annual car insurance is Defaqto 5 Star rated and we're pleased as punch, it's their highest level of rating.

What's the difference between hybrid, Plug-in hybrid and fully electric?

So, why choose Flow Annual car insurance?

Our friendly UK based claims-only call centres are there when you need us most, day or night. Why not check out our claims page...

With Flow Annual car insurance you get motor legal expenses and a guaranteed hire car included as standard.

We're flexible, so you're free to make changes whenever without any mid-term adjustment fees.

Lifetime guarantee on repairs when using our recommended repairer service, while you own the car (labour only, excludes parts).

You’re in an accident. It’s not your fault. And the other driver’s not insured! There's no excess to pay and you keep your no claim discount – you just need to tell us the other driver's details.

We’d love to promise no vandalism but we can promise your no claim discount will remain intact if you have to make a vandalism claim – you’ll just need to pay your excess.

Which EVs can I insure with Flow Annual car insurance?

Here's a shortlist of 10 of the electric cars our customers insure with us...

Fiat Fiat 500e
Kia Kia Soul EV, Niro EV or EV6
Volvo Volvo C40 or XC40
Renault Renault ZOE or MEGANE E-Tech
Smart  Smart EQ fortwo or forfour
Skoda Skoda Enyaq
 VW VW ID.3 or ID.4
 Peugeot Peugeot E208 or E-2008
 Hyundai  Hyundai IONIQ 5 or KONA
 Citroen  Citroen e-C4

Optional extras and extras included as standard

Take a look at our Flow customer reviews

Thanks to all our customers who've rated us on Trustpilot - 4.6 stars out of 5 is Excellent!!

Got a question about EVs? Our guides have the answer...