What to know about speed cameras, speeding fines, and awareness courses

5 Minutes

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From penalty points to awareness courses (and all the fines in between), let’s take a look at what happens if you’re caught speeding…

  • What happens if you’re caught speeding?
  • How many points do you get for speeding?
  • What is a speed awareness course?

What is speeding?

In driving terms, speeding literally means driving faster than the speed limit, and, despite what you may have heard, there’s no official percentage leeway of any kind. So, whether you’re going 3mph or 30mph over the speed limit, both are considered speeding. Based on that, it’ll come as no surprise that speeding is the most common reason for points on licence.

What happens if you’re caught speeding?

If you’re caught speeding, you’ll be sent a Notice of Intended Prosecution (NIP) and a section 172 notice within 14 days. You’ll need to return the section 172 notice to let the police know who was driving the car in question. Once you’ve sent this back, you’ll receive a Fixed Penalty Notice (FPN) asking you to plead guilty or not guilty, or a letter telling you to go to court. If you plead guilty, you’ll have to pay a minimum fine of £100 and receive three points on your licence. You may be given the option to attend a speed awareness course to avoid points on your licence and your fine, but this will depend on the circumstances. If you plead not guilty, you’ll need to go to court.

So, in a nutshell, you could get points on your licence, receive a fine, sent to a speed awareness course or in some cases, receive a total driving ban. Plus, you’ll usually need to make your insurer aware of any motoring convictions, meaning your insurance premiums could go up in price. So, all things considered, stick to the limit.

What is the fine for speeding?

The minimum speeding fine is £100 but you might be offered a speed awareness course to avoid a fine and points on your licence, depending on the circumstances of your speeding. If you ignore your speeding fine, or you plead not guilty, you could end up in court which may lead to a fine based on a percentage of your weekly income up to £1,000 if you’re found guilty, or £2,500 if you were caught speeding on the motorway.

Red light cameras

Red light cameras detect when a car goes through a red light and takes a picture of the offending vehicle, capturing the number plate. Not all traffic lights have a red light camera but you usually see them used in high-risk areas. If you’re caught running a red light, you could be issued 3 points on your licence and ordered to pay a fixed penalty fine.

Mobile speed cameras

Mobile speed cameras usually refer to a van equipped with speed camera technology. You’ve probably seen them used by the police on the side of a busy road, maybe close to an accident hotspot. These mobile speed camera units might use a mini Gatso speed camera, laser gun or a hand-held radar gun and can catch speeding drivers from 1km away. They can even be used to spot motorists not wearing a seatbelt or someone using a mobile phone while driving.

Something else to be aware of is AI technology that’s had trials in the UK – the new Acusensus mobile phone and seatbelt camera  – which aims to help police change poor driving behaviours and improve road safety.

How many points do you get for speeding?

Points for speeding can range from three to six, depending on circumstances and severity. If you’re offered a speed awareness course, you may avoid getting points on your licence but this will depend on the circumstances and severity of your situation.

How long do points on your licence last?

Most penalty points will stay on your licence for four years, but could be up to 11 years. If you’re a new driver, you’ll have their licence revoked if you receive more than six points in your first two years of driving… and needless to say, this will not lead to cheap car insurance once you’re back behind the wheel!

What is a speed awareness course?

A National Speed Awareness Course (NSAC) might be offered to you instead of the fine and any penalty points on your licence, but this is at the polices’ discretion. The course takes around four hours and is usually made up of roughly 20 people. There’s no test as such, but you’ll be taught how to identify speed limits, the dangers of speeding, the benefits of following the speed limit, the impact of your behaviour and how to avoid speeding again. If you don’t turn up for the classes or if you fail to complete the course within the time period set out by the police, you may lose your right to take the course and will instead be sent back to the police for further action.

How much does a speed awareness course cost?

The cost of the course can vary depending on the course provider, but it will usually cost around £80 to £100.

How many speed awareness courses can you do?

You can only do one speed awareness course every three years. So, if you complete a course and are then caught speeding again, you’ll be given penalty points and a fine at the least.

How do speeding cameras work?

Speed cameras capture how fast a vehicle’s going using detectors in the road or radar technology. The cameras will record the time and date, the speed you’re travelling and the speed limit on the road. Plus, of course, they’ll take a photo to note the vehicle make, model, colour and registration plate. Some cameras will even get a clear image of the driver.

Do I need to tell my insurer if I’ve been caught speeding?

In a word, yes. Insurers need to know the driving history of their customers. If you don’t tell your insurer about points on your licence or any driving bans, you risk having your claims refused or policy voided – meaning you’ll be treated as an uninsured driver in the case of a road incident.

All in all, speeding can cost you money, your licence or even your life. So… stick to the speed limit.


As well as knowing your driving speed, it is also important that you have an insurance policy that suits you. If you’re looking for flexible, year-round cover, take control with Flow Annual car insurance – customise your policy at the touch of a button, 24/7.