The Driver and Vehicle Standards Agency is the part of the UK Department for Transport (DfT) responsible for setting the standards and conducting theory and practical driving tests. The DVSA is also responsible for:
- statutory regulation of driving instructors and trainers
- promoting voluntary registers and non-statutory activities to improve driving standards
Visit www.dvsa.gov.uk to find out more about the Driver and Vehicle Standards Agency.
An excess is the amount you have to pay towards a claim yourself. There are two types:
- A compulsory excess is an excess applied by your insurer and varies depending on your circumstances.
- A voluntary excess is the amount you agree to pay, in addition to your compulsory excess, if you make a claim. In other words, you agree to pay a higher part of each claim in return for a lower premium.
Please refer to your insurance documents to find your payable excess.
See European insurance cover (above).
An immobiliser is either:
- an electronic anti-theft device designed to stop the engine from starting. Usually activated when you remove the ignition key or ignition device from the vehicle. Usually pre-fitted by the manufacturer but may be retro-fitted and supplied with certificate of installation; or,
- a manual or mechanical immobiliser, like a steering wheel lock or gear stick lock. These are physical pieces of equipment fitted to important parts of the car to prevent their use.