Flow monthly renters insurance on subscription

Monthly subscription insurance for tenants, simplified.

Flexible pay monthly insurance to cover your possessions, exclusively for renters. 

Get a Flow renters quoteGo to your Flow account

So, why choose Flow Renters insurance?

No admin fees
There are no admin or cancellation fees to worry about and we won't charge you monthly interest.

Value for money

You'll always get our best Flow monthly price, whether you're a new or existing customer.

No phones. No wait. Easy.
New bike? Changed your laptop? Log in and update your online Flow account in a few clicks 24/7.

24/7 claims service - there when you need us
Log your claim in your account and we'll put you in touch with our dedicated claim handlers.

Peace of mind
Protect the things you love from fire, theft, floods, water leaks and more. Add up to 10 specified items to cover you when you're out and about. You're even covered for damage to your landlord’s fixtures and fittings.

Flexible contents insurance tailor-made for you
Cover your belongings your way. Your monthly subscription will keep rolling until you cancel. We've got you covered.

Optional extras

Boost your Flow renters cover

Cover outside your home

Do you want to cover any items outside your home?

  • Such as your bike, mobile phone, laptop, tablet, or jewellery. We’ll cover you for accidental loss or damage and theft. You can cover up to 10 specified items worth up to £5,000 each, up to a maximum total of £20,000.

Accidental damage cover

Do you want cover for accidents like breakages or spillages in your home? 

  • We get it, accidents happen. Accidental damage cover gives you extra peace of mind. Whether your pet has scratched your sofa or you've spilt a drink over your laptop, we've got you covered. 

So, how does our monthly subscription pricing work?

Frequently asked questions

Learn more about the nuts and bolts of Flow renters – the documents are all here

You can view your documents in your online account. You can get these and other documents in Braille, large print or audio by emailing us.