So, why choose Flow Renters insurance?
No admin fees
There are no admin or cancellation fees to worry about and we won't charge you monthly interest.
Value for money
Our emphasis on digital self-service and paperless docs lets us pass savings directly on to you.
Damage to landlords fixtures and fittings
We’ll cover you up to £10,000 for loss or damage to any fixtures and fittings that your landlord has made you responsible for.
No phones. No wait. Easy.
New bike? Changed your laptop? Log in and update your online Flow account in a few clicks 24/7.
We're here for you when you need us. Have a browse through our FAQ hub or get in touch via email.
Peace of mind
Protect the things you love. Our contents insurance is designed to cover items like household goods, electrical items, TVs and computers, clothes, linen and personal belongings like books, CDs, jewellery, musical instruments and bikes.
Flexible contents insurance tailor-made for you
Cover your belongings your way. Your monthly subscription will keep rolling until you cancel. We've got you covered.
You can add up to 10 specified items individually worth £5,000 or less, or up to £20,000 in total.
24/7 claims service
Log your claim in your account and we'll put you in touch with our friendly UK based claim handlers, we’re proud to be part of the LV= family.
Take a look at our Flow customer reviews
Thanks to all our customers who've rated us on Trustpilot - 4.6 stars out of 5 is Excellent!!
What is renters insurance and do I need it?
Boost your Flow renters cover
Cover outside your home
Do you want to cover any items outside your home?
- Such as your bike, mobile phone, laptop, tablet, or jewellery. We’ll cover you for accidental loss or damage and theft. You can cover up to 10 specified items worth up to £5,000 each, up to a maximum total of £20,000.
Accidental damage cover
Do you want cover for accidents like breakages or spillages in your home?
- We get it, accidents happen. Accidental damage cover gives you extra peace of mind. Whether your pet has scratched your sofa or you've spilt a drink over your laptop, we've got you covered.
So, how does our monthly subscription pricing work?
Frequently asked questions
Learn more about the nuts and bolts of Flow renters – the documents are all here
You can view your documents in your online account. You can get these and other documents in Braille, large print or audio by emailing us.