Flow Monthly Renters insurance on subscription

Monthly subscription insurance for renters, simplified.

Flexible pay monthly insurance to cover your possessions, exclusively for renters. Manage your insurance cover online, 24/7. No phones. No need to wait. Easy.

Go to your Flow account

Important Update ⚠️

From 14 December 2023, Flow Insurance will stop offering monthly subscription car insurance or renters insurance to new customers. Flow Annual Car Insurance will continue to be available.

If you’re one of our monthly subscription customers, your car or rented home will be covered until your subscription expires during the month of February - we’ll be in touch to let you know when that is.

You can still contact us to make a claim and log in to your account to make changes in the usual way.

Check out our FAQs for more details.

Optional extras

Boost your Flow renters cover

Cover outside your home

Do you want to cover any items outside your home?

  • Such as your bike, mobile phone, laptop, tablet, or jewellery. We’ll cover you for accidental loss or damage and theft. You can cover up to 10 specified items worth up to £5,000 each, up to a maximum total of £20,000.

Accidental damage cover

Do you want cover for accidents like breakages or spillages in your home? 

  • We get it, accidents happen. Accidental damage cover gives you extra peace of mind. Whether your pet has scratched your sofa or you've spilt a drink over your laptop, we've got you covered. 

Frequently asked questions

Learn more about the nuts and bolts of Flow renters – the documents are all here

You can view your documents in your online account. You can get these and other documents in Braille, large print or audio by emailing us.